Zip Pay | Boinclo

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Zip Pay


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So, What's Zip Pay?

Pay in four instalments every two weeks with Zip Pay For example, spend £200 and pay the cost in four instalments of £50! There is no additional cost to use Zip Pay so long as you pay on time.

Why You Need It...

Love it, get it, pay it in 4. Buy the item you want today and pay for it in 4 fortnightly instalments interest free. No fees if paid on time.

The Zip Pay Checklist

It's simple. All you need to use Zip Pay is...

  • To be 18 years old or over
  • A UK bank account
  • A UK residential address


Zip Pay offers instalment plans for online shoppers

Buy what you want, pay for it in four instalments, interest-free.

1. At the checkout, select Zip Pay as your payment method
Use your own existing payment card. You just need to be over 18 years of age and be a UK resident.

2. Simply follow the instructions and complete your checkout
No complicated application forms. Zip Pay's proprietary platform makes it quick and easy to get approved and keep shopping.

3. Pay for your purchases over 4 simple instalments
Pay for your purchase over four simple instalments, due every two weeks. Zip Pay makes it simple to pay when it suits you best.


What is Zip Pay?

Zip Pay is a service that gives our customers the ability to make purchases now while paying later. Payments are made in four parts every two weeks without any interest. 

How do I use Zip Pay?

Just shop Boinclo and checkout as usual. At checkout, choose Zip pay as your payment method. You will be directed to the Zip pay website to register and provide payment details (Visa or Mastercard). If you’ve used Zip Pay before, just log in to your Zip Pay account. Then complete your order – it’s that easy! 


Can I use Zip Pay if I'm an international customer?

Zip Pay is only available to customers with a UK billing address. Customers with international billing addresses will not be able to create a Zip Pay account. 

How does the Zip Pay payment schedule work?

All Zip Pay customers are required to make their first payment at the time of purchase. The remaining three payments are deducted automatically every 2 weeks in instalments from your selected payment method. If you would like to make additional unscheduled payments before they are due, you may log in to Zip Pay to make your payments early. Zip Pay will then adjust the amount owed accordingly.

You can log in to your Zip Pay account anytime to view your payment schedule or make a payment before the next due date.

What if I can't pay a Zip Pay instalment?

If funds are not available at the time the automatic payment is due, you will be charged a £6 late payment fee by Zip Pay. An additional £6 fee will be charged if the missed payment is not made within 7 days. Late fees will not exceed 25% of the total order.
Please see Zip Pay Terms of Use here.

When will my items be delivered if I use Zip Pay?

Zip Pay orders are delivered within our standard delivery timeframes like any order from Boinclo. Free standard delivery is available for orders over £200. Visit our delivery info page for more information. 


Where can I find out more about Zip Pay?

Visit the Zip Pay website here for a comprehensive list of FAQs and check out Zip pay’s Privacy Policy found here.

If you have a question about your Zip pay account, please contact the free Zip Pay customer support line at 44 808 164 9707 or use the contact form found here.